Remax sarnia realty inc., Brokerage
1319 Exmouth St. Sarnia,
ON, N7S 3Y1

Ryan Gervais

Ryan is a full time Sales Representative with Re/max and look forward to being your guide to the Sarnia Real Estate market
ryan.gervais@sarnialistings.com
22
Jan

Relocating to Sarnia?

Ryan Gervais 2 Comments In Real Estate

Relocating to any city is always a stressful situation where you want to minimize the impact to your family. I love working with out of town buyers who are looking to relocate to Sarnia. I enjoy showing them around the city and showcasing what Sarnia has to offer in terms of parks, restaurants, walking trails, golf or whatever my clients interests are. I have been receiving more and more calls about people looking to retire in Sarnia which doesn't surprise me. Many people are leaving the big cities and selling their expensive homes and driving a few hours down the 401 for a slower pace of life, cheaper living costs, higher quality of living, and all the water that surrounds Sarnia. My approach is always tailored to the individual but I usually like to start out with a short tour of Sarnia so buyers can get a look and feel of the different neighbourhoods and amenities. We then look at...

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This Brights Grove 2 Storey home is in the perfect location just a few houses from the beach (you can even see the lake from the master bedroom).  It has been totally renovated with a new kitchen which opens to the family room with new gas fireplace.  If you are looking for a brights grove home for sale look no further as this house will not disappoint.

Price: $259,900

Description:

ENJOY THE BEACH LIFESTYLE IN THIS EXTENSIVELY RENOVATED, 2 STOREY HOME, JUST STEPS TO LAKE HURON & THE MAGNIFICENT SUNSETS. ALL THE EXPENSIVE UPDATES HAVE BEEN ALREADY COMPLETED SUCH AS: CUSTOM BUILT KITCHEN WITH SOFT CLOSE DRAWERS & LIGHTING PACKAGE `10, NEW WINDOWS `07, NEW FIREPLACE `10, NEW ROOF `06, GARAGE DOOR `13. YOU WILL ENJOY THE GORGEOUS, STAMPED CONCRET...

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15
Nov

Sarnia MPAC Assesments Explained

Ryan Gervais no Comments In Real Estate

There has been a lot of bad communication on the recent Sarnia property assessments which are being sent out by MPAC.  The average Sarnia home saw a slight increase of 1.8% over the last 4 years.  The other number being thrown around is that the average assessment value will be down 1.22% starting in January 2013. If you live on the lake your assessed value will be going up on average by 18% to catch up to the increased property values of lakefront properties.

The system is based on how your assessment compares to the average assessment. So if the average assessment in Sarnia is up 1.8% and yours went up 1.8% you will have no change other than your annual budget increases passed by council. If the average is 1.8% and yours went up 5.8% you would pay an additional 4% phased in over 4 years or 1% per year on top of the annual budget increase. Likewise if yours went down or les...

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17
Oct

Canada’s Mortgage Rules Tightening

Ryan Gervais no Comments In Mortgage

Thinking of buying or selling?  Think again, the mortgage rules are tightening across the country. Minister Flaherty stated the single most important reason for tightening was the debt to household income at 153%. The changes include:

  • Maximum amortization period for government-backed insured mortgages are reduced to 25 year amortization
  • Refinances lowered to 80%
  • Total debt servicing reduced to 44%

These are just some of the changes impacting your buying and selling decision. In other Announcements the regulating body for banks in Canada (OFSI) has reduced the Secured line of credit rates down to 65% Loan to Value and qualifying rates for mortgages. In these times of changing markets you have to talk with a knowledgeable mortgage specialist to guide you through these decisions.

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13
Aug

Uwo Research Park

Ryan Gervais no Comments In Real Estate

The UWO Research park as it is commonly known is a complex of research facilities and offices strategically located in one of Canada;s important energy centres, Sarnia, Ontario. The park currently houses a variety of reputable business and is physically located in a park-like setting, seconds from Highway 401. The facility includes an inventory of space available fro lease so if you a commercial tenant looking for office or call center space you should add UWO research park to your list of available options.

Current sizes available range from 1,000 to 20,000 SF and come with plenty of parking.

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7
Jun

SOLD – 980 Meighen Crescent – $169,900

Ryan Gervais 2 Comments In Real Estate

YOU WILL DEFINITELY MAKE A `SPLASH` THIS SUMMER SHOWING OFF THIS 3+1 BEDROOM HOME TO YOUR FRIENDS. YOU WILL LOVE THE UPGRADED OPEN CONCEPT KITCHEN LEADING TO A MAIN FLOOR FAMILY ROOM ADDITION WHICH HAS TONS OF NATURAL LIGHT. THE FAMILY ROOM HAS GARDEN DOORS LEADING TO THE BACK YARD OASIS WITH 2 SITTING AREAS, HOT TUB & 15X30 INGROUND POOL WITH NEW POOL LINER `05. ENJOY THE LARGE MASTER BEDROOM WITH WALK-IN CLOSET IN THE LOWER LEVEL. TONS OF UPGRADES INCL: NEW SHINGLES, SOFFITS, EAVES, `DUCANA` WINDOWS, SIDING (ALL `10), HIGH QUALITY LAMINATE FLOORING, INTERIOR DOORS `12.

Call Ryan Gervais @ (519) 542-9999 to set up your private tour.

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