Remax sarnia realty inc., Brokerage
1319 Exmouth St. Sarnia,
ON, N7S 3Y1

Ryan Gervais

Ryan is a full time Sales Representative with Re/max and look forward to being your guide to the Sarnia Real Estate market

Insurance Claims

no Comments In Insurance

Claims. It’s the reason we all have insurance and the reason we pay our premiums. Some people have had insurance for years and have never had one. Others can’t seem to stop them. Either way when it’s time to make a claim I think most of us dread calling our insurance company. Will it be covered? Will my premiums go up? Will my policy be cancelled? How much is my deductible? Even when everything about the claim goes smoothly there is still the inconvenience of the work that goes into repairing our homes. And not to mention the stress that goes with it. A great way to reduce stress is to reduce the number of things that could cause it. One way is reducing your risk of a claim. Here is a list of a few ways you can reduce your chance of a homeowners insurance claim.

  1. Have your roof checked by a professional you can trust. After a number of years of sun and harsh weather or roofs can wear out. When your roof starts to get a bit older be sure to have a professional roofer that you trust come out and have a look to see if there is anything to be concerned about.
  2. Install a sump pump backup as well as a sump pump alarm. Sump pump failure is one of the most frequent claims we see and can be easily avoided with a backup sump pump or a sump pump alarm.
  3. Install a backflow preventer into your sanitary sewer connection. Although sanitary sewer backups are not as common in Sarnia as they were a few years ago (thanks to all the work being done on the sewers), they can still happen.
  4. Have a working fire extinguisher handy. These things can be the difference between a large fire and a small one. Make sure you have a couple in strategic places in your home.

Most of these are simple things that won’t cost a lot of money and can bring you the peace of mind that you’ve done the most you can to protect yourself. There are more things you could consider, but these are a few to get you started.

Ryan Gervais

Ryan Gervais is a full time multi-award winning agent who is here to help you through your real estate journey. Ryan's main passion is to protect his clients greatest investment by making sure you buy a great house for a fair price. Reach out today and see for yourself the difference a great agent can make.

(519) 381-4055

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